Merchants are allowed to impose surcharges on credit card transactions, but there are limits to these charges, we provide compliant programs for surcharging and cash discounting. Let us educate your business on these new programs and explain what we kNOw to allow your business to PAY NO processing fees. “kNOwPAY and improve bottom line”

Gift cards are reusable, stored-value cards that provide merchants an electronic alternative to paper gift certificates. Our high quality gift cards generate sales at the time of purchase and when redeemed. And since most consumers spend more than the amount on the card, merchants enjoy the additional profit.

Boost sales and foot traffic by offering big box stored value cards. Give consumers payment options, including making online payments.

Wireless credit card machines remove barriers, increase speed of transactions, and increase speed and security. They give mobile merchants access to credit card authorization networks and customers who they could not have otherwise reached. Wireless payment terminals do not require a phone number and can be used to accept payments at events, mobile businesses, and outdoors.

Check Conversion and Check Guarantee

Point of Sale (POS) Conversion provides the necessary tools for merchants to accept and process checks electronically at the point-of-sale, just like a credit card. Using a check reader or imager connected to a credit card terminal, merchants are able to process and deposit checks without making a trip to the bank. Check Guarantee provides protection that eliminates the risk of accepting bad checks.

Capitalize on the Strength of Your Business

COCARD’s Merchant Cash Advance is a funding product providing business owners an alternative to business loans. If your business processes regular credit card sales and meets a few other simple criteria, you may be able to convert some of your future credit card sales into working capital.

Save time on bulk check items, this solution eliminates trips to the bank but producing a replacement document to be sent via the traditional bank depositing method.

ACH Electronic Check Service

ACH (Automated Clearing House) is solution that is similar to traditional paper check processing but without the associated costs and time delays. With ACH electronic check service, funds move electronically from the customer’s checking account into the merchant’s account without a paper check ever being generated. Customers do not need to register to pay with an electronic “virtual” check. All that’s needed is some basic information, including bank account and routing numbers. ACH electronic check differs from remote deposit capture service, in which the customer still presents a paper check.

The mobile revolution is affecting every part of life, from music, to computing, to photography.  And very soon, the millions of Americans who own mobile phones will no longer need their old leather wallets either.  All of the credit cards, offers, loyalty and gift cards those wallets hold will migrate to their devices.

Our account receivable management and debt recovery, offers customized, effective and flexible services designed to optimize pre-collections and collections.

Savings of 1%-4% per paycheck by not using check cashing centers. UNIQUE ACCOUNT OPTIONS AND PAYCARDS: Allow employees to receive funds into their existing account. Offer new DDA’s with Paycards. Paycard offers positive pay with convenience checks. Paycards offer nationwide banding with deposits accepted at locations across the country. Paycards offer a companion card for money transfer.

The e-wallet and the consumers smart phone will replace the traditional wallet and the payment form we know today.  The e-wallet is a fast, easy, and safe way to pay.  Soon millions of people will tap, pay, and save as they check out at stores like yours.  So join the movement and give people what they want.

Pay vendors electronically with COMDATA Corporate Payment’s virtual MasterCard payment system. A virtual credit card is like a check, but better. Deliver payments electronically with a secure, single-use MasterCard number. You benefit from added security and money-back rebates on your AP spending. Earn monthly money back on spending. Eliminate $22 on cost on every transaction. Keep your existing software and AP process.