• No credit check
• 24 x 7 access of over 1,000,000 ATM & POS terminals
• Receive pay while out of town, on vacation, or out sick
• Savings of 1 to 4% per paycheck by not using check cashing centers

For a company, paper checks carry the burden of printing and distribution costs, as well as the overhead expense related to lost and fraudulent checks, check reconciliation and escheatment. For any employee, paper checks require long waits in line to deposit or cash.

ACH Deposit Via ChekStream

• Internet printer option which allows a company to keep current accounting systems while integrating into our ACH direct deposit format
• Safe, confidential, convenient, with no minimum number of employees required
• Employees will have access to pay 24 hours in advance of normal payday

Unique Account Options and Paycards

• Allow employees to receive fund into their existing account
• Offer a premier Paycard
• Premier Paycard offers a companion card for money transfers

Customer Identification Program (CIP)

• Stand alone integrated component placed at company's worksite
• Shared database across physical locations
• In wallet information verification
• Out of wallet information verification
• Online realtime information verification

Payroll and Paystub Delivery and Reporting

• Traditional checks can still be produced for employee non-participants
• Paystubs can be accessed as a manual printout, via e-mail, via Internet login, via ATM receipts, or via direct mail
• Cardholder statements are available via direct mail, ATM receipts, or via Internet login